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UT Human Resources : Benefits - Main Campus

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    Benefits - Main Campus

    Welcome to Benefits!

    The University of Toledo is committed to providing its employees a competitive, cost effective and innovative program of employee benefits. The benefits are reviewed periodically and, accordingly, are subject to change.

    The information contained in this home page summarizes only the main features of the University's benefit plans. If there are any discrepancies between this home page and the Plan itself, the actual provisions of the Plan will govern.


    The University of Toledo Employee HealthCare Plan 

    Our values-

    Access to all local hospital Systems* 

    Access to at least 90% of the Physicians used currently by UT employees   

    Access to healthcare for our employees and families who live/work/vacation outside the local region**

     

     

    *Promedica, Mercy,St. Lukes, UTMC,

    **A wrap around network that includes hospitals and physicians for employees who live outside of the geographic region, on sabbatical, vacation or have dependants who are outside the region.

     

    The University of Toledo is committed to providing its employees a competitive, cost effective and innovative program of employee benefits. Due to this commitment, the UT benefits are going through some changes for the upcoming year.

     

    You may have read in the UT news (link to article) that the UT BOT passed a resolution to waive competitive bidding on the selection of a TPA.  UT’s main goal is to find a single TPA, Third Party Administrator, which will organize and process the bills for all of our health care plan designs.  To save money for both the University and employees the University has chosen to contract with one TPA. Currently, we coordinate with several TPA’s to accomplish this which causes problems with data collection and effective customer service. By streamlining this process, we can further ensure timely and accurate service when it comes to your healthcare needs. It is important to remember that by selecting a new TPA we will not be changing the types or level of services covered. In our search for a single TPA, we are looking for an organization that will provide the following:

            • PPO, EPO & CDHP plan options
            • All in-area hospitals including Promedica, Mercy, St. Luke’s and UT Hospitals
            • No more than 10% disruption of Toledo area physicians
            • National out-of-area wrap network

    There are some other important healthcare changes that will be affecting employees.  Things that are changing include:                          

    • Premiums will be 15% of total cost of coverage.***
      • To offset this cost, each employee will receive a 2% increase in salary
    • Non-network deductibles
    • Co-Pays for in-network coverage
    • Out-of-Pocket annual maximums

     

    ***The increase to 15% in 2009-2010 will not exceed:     Single               $55.08

    Emp. + 1         $110.16

    Family             $168.74

     

    Though our search for a single TPA will not be concluded until 6 months from now, it is important to know what changes are being made to UT benefits and what is staying the same. Things that we are committed to not changing are:

    • Coverage levels, if it is currently covered on our plan it will continue to be covered
    • In-network deductibles
    • 90% Co-Insurance levels for in-network providers

     

    For a complete list of changes, please refer to the 2009 Schedule of Benefits***.

     

    Again, UT remains committed to its employees and continues to seek ways to make a more inclusive, effective and price-conscious health care plan. Please refer to the links on this webpage for further detailed benefits information or contact our Benefits Department at 419.530.HRHR (4747).

     


     The health care benefits will be changing effective 1/1/2009.  Please click here for more information. 

    Open enrollment for health-care benefits will begin Wednesday October 15. Learn about your options at the benefits forums, which will take place:

        • Wednesday, Oct. 1, from 9 to 10 a.m. in Student Union Room 3018
        • Thursday, Oct. 2, from 11 a.m. to Noon in Scott Park VIP Room
        • Friday Oct. 3, form 9 to 10 a.m. in Studen Rec Center Oak Room
        • Tuesday, Oct. 7, from 3 to 4 p.m. in Student Union Room 2584
        • Wednesday, Oct. 8, from 3 to 4 p.m. in Scott Park VIP Room
        • Thursday, Oct. 9, from 9 to 10 a.m. in Student Rec Center Oak Room

      Keep Your Benefit Coverage Current

      Report Change in Family Status Within 30 Days

       

      Important events in your family life can affect your health plan coverage.  Take steps to update your coverage immediately when one of these events occurs:

       

      • Marriage
      • Birth of a child
      • Adoption of a child
      • Change in spouse’s job status that affects coverage
      • Change in child’s dependent status
      • Divorce
      • Death

       

      These events qualify you to add or change coverage for you and your family, but you only have 30 days from the date of the event to make these changes.

       

      Report any family status change to the Benefits Department in Human Resources within 30 days of the event and make sure you complete the correct enrollment/change forms.  Changes after the 30 day window can not be allowed until the next Open Enrollment period.  Open Enrollment 2008 will be held from October 15, 2008 to November 14, 2008.

       




       

      Page updated: October 03, 2008
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